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FAQ

Medicare is the federal health insurance program for:

  • People who are 65 or older
  • Certain younger people with disabilities
  • People with end-stage renal disease (chronic kidney failure requiring dialysis or transplantation, sometimes referred to as

  • Look at your red, white, and blue Medicare card.
  • Look at all the other insurance cards you use. Call the phone number on the cards for more information about coverage.
  • Check your enrollment in the Medicare drug or health plan.

In most cases, yes. You can go to any doctor, healthcare provider, hospital or facility that is enrolled in Medicare and accepts Medicare patients.

With some exceptions, Original Medicare does not cover most prescriptions. You can add drug coverage by joining Medicare Prescription Drug Cove-rage (Part D).

No, in Original Medicare you do not need to choose a primary care doctor.

In most of the cases, no. In Original Medicare, you don't need a referral, but the specialist must be enrolled in Medicare.

You may already have employer or union coverage that can pay the costs that Original Medicare doesn't pay. If not, you may want to buy a Medicare supplement insurance (Medigap) policy.

Generally, you pay a fixed amount for your health care (deductible) before Medicare pays its share. Then Medicare pays its share and you pay your share (coinsurance / copay-ment) for covered services and supplies. There is no annual limit on what you pay out of pocket.
Generally, you pay a monthly premium for Part B.
You generally do not need to submit claims to Medicare. Providers and suppliers are required by law to submit claims for the covered services and supplies you receive. Provi-ders are doctors, hospitals, skilled nursing facilities, and home health agencies.

Part A covers hospital stays, skilled nursing facility care, hospice care, and some home health care services.

Part B covers certain physician services, outpatient health care, medical supplies, and preventive services.

Inpatient Hospital Care

Clinical research
Ambulance services
Durable Medical Equipment (DME)
Mental health
Hospitalized patient
Outpatient
Partial hospitalization
Limited outpatient prescription drugs

Generally, a Medicare health plan is offered by a private company that has a contract with Medicare to provide Medicare Part A (hospital insurance) and Medicare Part B.

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833 962 0071

Seguros Medicare Advantage Miami

Are you ready to find your plan? We help you find yours.

No matter where you are in your Medicare quest, our agents are ready to help you.

We help you discover your Medicare coverage options, and we also advi-se you on your future with Medicare plans. Whether you enroll in a Me-dicare Plan or a Medicare Prescription Drug Plan, one of our expert agents will provide you with the right information to help you make the best decision.